Tag Archives: How To Buy A House

Home Buying 101

How to use your side hustle money to buy a house.


What Are Closing Costs

In this video, I explain how to get your side hustle money included when you are trying to buy a house.

Any side hustle that is not a W2 hourly or salaried job such as Uber or Lyft, food delivery gigs like GrubHub or Door Dash, and any other service you provide like doing hair or catering, etc., where you are paid in cash or through an app normally cannot be counted as income when you are trying to buy a house.

Even with a 2-year history of successfully doing your side hustle, underwriters do not include this income because it is treated like self-employment income.

Usually the expenses associated with your side hustle are written off against the income you make.

This can be very disheartening when you are working hard to buy your own home. It’s easy to become frustrated and think you’re not making any progress and want to give up on your home ownership dream.

I go over how to keep up with your money and how to get credit for your side hustle income when it comes to getting a mortgage.

Home Buying

Are you thinking about buying a house for the first time? Are you a potential first-time home buyer and you don’t know where to start?


How To Buy A Home,Buying A House For The First Time Va Loan

In this video, I go over the very first steps you need to take when buying a house for the first time. You need to do your homework before you buy a home for the first time. You need to check your credit report and clear up anything that is reporting incorrectly. You may need to negotiate a settlement on some old debts. And most importantly if your fico score is low, you need to check your credit card utilization. High credit card utilization in comparison to your credit limit is probably the number one reason why your credit score is low.

If you are looking for a home in the Nashville area, please feel free to download the Homescout App from your app store and use my VIP Code: 0832 to see all of the homes in the Nashville MLS. The app is updated every 15 minutes and it will give you the leg up on your competition as far as seeing the new listings as they come onto the market.

Student Debt

Are you thinking about buying a home and you have a lot of student loans? Do you think that student loan debt will prevent you from buying a house?


Getting A Mortgage With Student Loans

In this video I explain how I personally was able to buy a new home with substantial student loans. I explain the process so that you can do the same and achieve home ownership a lot faster than you thought was possible.

To search the entire Nashville MLS, download the Homescout app from your app store and use my VIP code: 0832.

For help with getting approved for a mortgage and buying a home in the Nashville area, please feel free to call Rhonda at 615-554-0832.

Remember that home ownership is possible. You just have to know how to navigate the system and make it work for you.

To search the Nashville MLS – download the Homescout app from your app store and use my code: 0832. No one will hound you or harass you. Call Rhonda at 615-554-0832 when you are ready to buy or if you need help with the process.

First Time Home Buyer

In this video I go over the mindset you need to have when you are ready to buy a house.


Buying A House

When you buying a house, especially in a fast market like we have here in Nashville, you need to have the correct mindset.

I go over what input you should seek from your parents, your friends, your family, and your coworkers.

Download the Homescout App from your app store.
Use VIP code: 0832 to explore all of the listings in the Nashville MLS. Or go here – http://tinyurl.com/vipcode0832

I also explain what you your mindset should be when you’ve decided that you’re ready to buy a house.

Everyone in your life is not going to be supportive of your decision to buy a house. You need to be able to recognize good advice vs bad advice. You should also consider the source of the advice, especially if it’s coming from someone who has never owned a home.